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# Personal Injury - Injury in Rock Hill

No one should have to pay for another person’s negligence, whether your injury in Rock Hill is from a car wreck is a result of speeding, driving under the influence, using a cell phone or simply failing to act responsibly. Let our lawyer in Rock Hill help protect you or your loved one from paying for someone else’s negligence.

In most injury cases, there are NO up front fees. We only get paid, if we are able to reach a settlement on your behalf. If the attorneys at HDGC Law accept your personal injury claim, Nick Cotten can also assist you free of charge to settle your property damage claim. Call (803) 328-2201 to set up your FREE CONSULTATION.

## Time is Critical During the First Few Hours and Days After Your Car Wreck Injury

At first, your injury claim from a car accident may appear to be a “Do-It-Yourself ” project. However, insurance is a complex subject and sometimes an unintentional or even unknown mistake on your part can be devastating to your claim. The insurance company has no duty to advise you how to handle your personal injury claim in South Carolina.

Insurance companies begin building their file from the moment the claim is reported. Often your friendly conversations with the insurance companies (your’s and the other party’s) can later become adversarial. Meanwhile, valuable time has been lost. Call our attorneys today so that we can begin documenting your personal injury file.

Our attorneys have extensive experience handling personal injury cases in the state of South Carolina and particularly in York County, Chester County, Lancaster County and Fairfield County.

Attorney Nick Cotten is passionate about helping people. Mr. Cotten’s background with the insurance industry gives him a unique skill set which can often benefit his clients. If your case is accepted, Mr. Cotten will work diligently to assist you in the claims process, so that you may receive compensation for the injuries, inconvenience, and financial impact that someone else’s wrongful actions have caused.

### Costly Mistakes Commonly Made By Unrepresented Injury Victims

1. Not understanding all coverages available.
2. Not understanding the difference between a release and a covenant not to execute.
3. No knowledge of multiple liability policies.
4. No knowledge of how to stack multiple policies.
5. Not understanding the difference between un-insured and under-insured policies and when they apply.
6. Overlooking health benefits available on your own policy.
7. Not understanding when your insurance company becomes your adversary and knowing how to handle this situation.
8. Not understanding the role of the police report in an injury claim.
9. Not understanding the role property damage plays in an injury claim.
10. Not properly documenting your injuries and future effects of your injury.
11. Not understanding the life cycle of an injury claim.

### Common causes for injury cases include:

• Car Accidents
• Tractor Trailer Accidents
• Motorcycle Accidents
• Wrongful Death
• Single Car Accidents
• Wrong Prescription Fill
• Animal Attacks
• Medical Malpractice
• Wrongful Imprisonment

## Hurt in a Car Wreck and Can’t Travel?

Mr. Cotten will meet with you at home, in the hospital or any location that is convenient to you. Evening appointments are also available.

If you have been injured due to the negligence of another person or company, contact the attorneys of HDGC Law at 803-328-2201 (Rock Hill) or 803-581-2211 (Chester) or fill out the form to the right and we will contact you as soon as possible.

Nick Cotten also represents clients in the areas of business formations and consulting, estate planning, civil mediation and select criminal matters.