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Injury

# Don’t Let a Small Mistake Ruin Your Injury Insurance Claim

- Car Accidents
- Tractor-Trailer Accidents
- Motorcycle Accidents
- Wrongful Death
- Single Car Accidents

- Traumatic Brain Injury
- Serious Injury
- Wrong Prescription Fill
- Animal Attacks
- Wrongful Imprisonment

### Injury

No one should have to pay for another person’s negligence, whereto it is a result of speeding, driving under the influence, using a cell phone or simply failing to act responsibly. Let Nick Cotten, partner at Hamilton Delleney Grier & Cotten help protect you or your loved one from paying for someone's negligence.

Call Nick Cotten today at (803) 328-2201 to set up your FREE CONSULTATION. In most injury cases, there are NO up front fees and we only get paid, if we are able to reach a settlement on your behalf.

Insurance companies begin building their file from the moment the claim is reported. Often your friendly conversations with the insurance companies, your’s and the other party’s, can later become adversarial. Meanwhile, valuable time has been lost. Time is critical during the first few hours and days after your injury. Call Nick Cotten today so that we can begin documenting your file.

Nick Cotten has extensive experience handling personal injury cases in the state of South Carolina and particularly in York County, Chester County, Lancaster County.

Nick is passionate about helping people. Nick’s background with the insurance industry gives him a unique skill set which often benefits his clients. If your case is accepted, Nick will work diligently to assist you in the claims process, so that you may receive compensation for the injuries, inconvenience, and financial impact that someone else’s wrongful actions have caused. If Nick Cotten agrees to represent you, he can also assist you free of charge to settle your property damage claim.

At first, your injury claim may appear to be a Do-It-Yourself project; however, insurance is a complex subject and sometimes an unintentional or even an unknown mistake can be devastating to your claim. The insurance company has no duty to advise you how to handle your injury claim in South Carolina.

### Costly Mistakes Commonly Made By Unrepresented Injury Victims

- 1 Not understanding all coverages available.
- 2 Not understanding the difference between a release and a covenant not to execute.
- 3 No knowledge of multiple liability policies.
- 4 No knowledge of how to stack multiple policies.
- 5 Not understanding the difference between un-insured and under-insured policies and when they apply.
- 6 Overlooking health benefits available on your own policy.
- 7 Not understanding when your insurance company becomes your adversary and knowing how to handle this situation.
- 8 Not understanding the role of the police report in an injury claim.
- 9 Not understanding the role property damage plays in an injury claim.
- 10 Not properly documenting your injuries and future effects of your injury.
- 11 Not understanding the life cycle of an injury claim.

### Common causes for personal injury cases include:

- Car Accidents
- Tractor Trailer Accidents
- Motorcycle Accidents
- Brain Injuries
- Spine Injuries
- Wrongful Death
- Single Car Accidents
- Injured On The Job
- Wrongful Death

Injured and can’t travel? Nick will meet with you at home, in the hospital or any location that is convenient to you. Evening appointments are also available.

If you have been injured due to the negligence of another person or company, contact the Nick Cotten at (803) 328-2201 and we will contact you as soon as possible

Nick Cotten also represents clients in the areas of estate planning, civil mediation.

### Time is Critical During the First Few Hours and Days After Your Personal Injury

At first, your injury claim from a car accident may appear to be a “Do-It-Yourself ” project. However, insurance is a complex subject, and sometimes an unintentional or even unknown mistake on your part can be devastating to your claim. The insurance company has no duty to advise you on how to handle your personal injury claim in South Carolina.

Insurance companies begin building their file from the moment the claim is reported. Often your friendly conversations with the insurance companies (yours and the other party’s) can later become adversarial. Meanwhile, valuable time has been lost. Call our attorneys today so that we can begin documenting your personal injury file.

Nick Cotten has extensive experience handling serious personal injury cases in the state of South Carolina and particularly in York County, Chester County, Lancaster County, and Fairfield County.

Attorney Nick Cotten is passionate about helping people. Mr. Cotten’s background with the insurance industry gives him a unique skill set that can often benefit his clients. If your case is accepted, Mr. Cotten will work diligently to assist you in the claims process, so that you may receive compensation for the injuries, inconvenience, and financial impact that someone else’s wrongful actions have caused.

## Call Today for an Appointment.

Free Consultation

For All Injury Cases.

ROCK HILL (803) 328-2201
CHESTER (803) 581-2211
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